Your business is your livelihood so you want to protect it at all cost. That’s why you always want to consider the “what-if’s”. No matter how cautious and careful your employees are and how many policy and procedures you implement, accidents are bound to happen. Sometimes they can be serious and that’s why you want to protect your business for a catastrophic accident. 

Business umbrella insurance can help you when you’re facing a serious or costly claim. For instance:

• A driver is at fault in a serious accident and a lawsuit is filed against your business as a result.
• Your business catches on fire and damages building surrounding your property and a lawsuit is filed against you.
• A customer is injured by a product they purchased from you, and sues your company.
• A competitor claims you made a false or malicious statement about their business in public or an advertisement and takes legal action against you.

One of the above listed scenarios could cause catastrophic damage to your business and even put you out of business. If the claim is serious enough, it could even put your own personal assets at risk such as your home and retirement account. 

At Willard Insurance, we can help cover you from the above mentioned scenarios by getting you a business umbrella policy. The umbrella policy for businesses through Erie Insurance offers you $1 million or more of extra protection above your primary Erie Insurance policy’s liability coverage.