Living Expenses – After a covered loss, you may need somewhere to stay while your building gets repaired. Your renters policy provides coverage for additional living expenses such as lodging, food and other costs. 

Liability Protection – Coverage for damage to property of others, or for people who are injured or harmed accidentally while visiting your home.

Protection Away From Home – It covers your liability and personal property everywhere you go — anywhere in the world.

Your Landlords Policy – Your buildings insurance policy most likely does not cover your personal belongings.