Business Auto & Garage Auto

ERIE’s Business Auto policy provides liability, collision and comprehensive coverage to meet your business needs. Whether you own retail, wholesale delivery, contractor or service industry vehicles, Erie will customize your policy to meet your specific needs. 

Erie’s Garage Auto policy provides insurance for all aspects of auto sales and service. This policy provides liability coverage for your work and physical damage coverage on your customers’ autos as well as your own. Eligible operations include auto repair garages, service stations, auto dealers and franchise and non-franchise auto dealerships. 

Business Catastophy Liability

ERIE’s Business Catastrophe Liability policy provides additional liability coverage for eligible business operations. It serves as a financial reserve or cushion against a judgement beyond the limits of your primary liability policy. 

Employment Practices Liability Insurance

An Employment Practices Liability (EPL) claim can be leveled at any business. Any of these practices – hiring, performance assessments, payroll decisions and terminations – can give rise to an EPL claim. EPL insurance is an affordable way for business owners to protect against claims brought by employees alleging discrimination, wrongful termination or harassment, including sexual harassment. 

Erie can also provide coverage for prior acts and third-party liability.

Workers Compensation

Workers’ Compensation insurance provides coverage for employees injured in the workplace or in the course of their employment. It pays for medical bills and lost wages as required by state law. The policy also provides Employers’ Liability insurance for any related suits that are permitted under state law. Erie also provides many services to help prevent and manage employee injury, including loss control resources, physician panels and medical management. 

Commercial & Contract Bonds

Your word is your bond; however, in some instances, you’ll need that in writing. Erie’s bond program offers several surety tools to satisfy your business requirements. The variety of Erie products includes Contract Bonds, License and Permit Bonds, Court Bonds, Judicial Bonds, Public Official Bonds and Financial Guarantee Bonds.